Creating Loan Comparison Tables

Overview

Loan Comparison Tables let you build customized side-by-side views of different loan scenarios for any deal. Whether you're showing a refinance client their existing loan against new options or helping a purchase client weigh FHA vs. VA vs. conventional, you control which scenarios appear, what order they display, and how many columns to include. This flexibility helps you tailor presentations to each client's specific decision.

Before You Start

Requirement	Details
Active Deal	Open a deal with at least two scenarios created
Scenarios Built	Create the loan scenarios you want to compare before generating the table
Understanding of Heavy Gray	Fields highlighted in heavy gray indicate required selections

Step-by-Step: Building a Comparison Table

1. Access the Comparison Tool

Navigate to the deal you want to work with
Click Create Comparison from the deal home screen

2. Select Your Scenarios

Selection	What Happens
First Scenario	Becomes the basis for all comparison math (payment higher/lower calculations)
Additional Scenarios	Added in the order you select them, appearing left-to-right in the final table

⚠️ Important: You must select a minimum of two scenarios. Heavy gray highlighting indicates required fields that need your input before proceeding.

3. Choose Your Presentation Order

Select scenarios in the order you want them displayed
The first selection becomes Column 1 and serves as the comparison baseline
Each subsequent selection fills the next column

4. Generate the Table

Click Generate or Next to create your comparison
Review the output to confirm the layout matches your intended presentation

Refinance Comparisons

For refinance deals, the existing loan scenario automatically appears first since all comparison math (payment savings, breakeven period) is calculated against it.

Ordering Strategies

Approach	When to Use
30 → 20 → 15 year	Show progressively shorter terms with increasing payments
15 → 20 → 30 year	Lead with the shortest breakeven period and greatest amortization gain
Exclude the 30-year	When shorter terms are clearly the better fit for your client

Purchase Comparisons

Purchase deals offer even more flexibility since there's no existing loan to anchor the comparison.

Comparing Across Loan Types

Compare FHA, VA, Conventional, and specialty products (HomeReady, Home Possible) in a single table
Mix scenarios from different properties within the same deal
Build tables with 2, 3, or 4 columns based on what makes sense for the conversation

Resetting and Rebuilding

Deleting a Comparison

Return to the deal home screen
Click to remove ("nuke") the existing comparison
The underlying scenarios remain intact for future use

Rebuilding with Different Options

After deleting, click Create Comparison again
Select a different combination or order of scenarios
Generate the new table

Quick Reference

Deal Home → Create Comparison → Select Scenarios (min. 2) → Set Order → Generate → Present to Client

Tips for Success

Lead with the outcome you want to highlight—if shorter-term savings are compelling, put the 15-year first to anchor the conversation
You don't need to show everything—omit scenarios that don't serve the client's decision, even if you built them for analysis
Watch for heavy gray fields—these indicate required selections and guide you through the process
Rebuild freely—comparisons can be deleted and recreated without affecting your underlying scenarios
Match the table to the conversation—a focused 2-column comparison often resonates more than a crowded 4-column view