Overview
The preview panels in Deal Details give you instant visibility into how your loan scenario is shaping up before you complete it. Instead of building an entire scenario only to discover the payment exceeds your client's budget, you can monitor the payment, escrow amounts, and prorations in real time. This helps you make on-the-fly adjustments and have informed conversations with clients about their options.
Before You Start
Requirement | Details |
Active scenario | Begin building a new scenario or editing an existing one |
Property taxes entered | Tax information needed for escrow and proration calculations |
Insurance estimate | Homeowners insurance amount for accurate escrow preview |
Closing date selected | Required for proration calculations |
Understanding the Three Preview Panels
As you progress through the scenario builder, three preview panels display on the right side of your screen, each providing different insights into the loan.
Payment Preview
Component | What It Shows |
Total Monthly Payment | Principal, interest, taxes, insurance, and any mortgage insurance combined |
Real-Time Updates | Recalculates instantly as you change loan amount, rate, or down payment |
Budget Indicator | Helps you gauge whether the scenario fits your client's stated budget |
💡 Tip: If your client states a maximum payment (e.g., "I can't go a penny above $2,200"), watch this preview as you adjust the down payment or loan terms to hit their target.
Escrow Preview
Component | What It Shows |
Monthly Escrow Amount | Based on taxes and insurance you've entered |
Months Collected | Number of months calculated automatically by the system |
Aggregate Adjustment | Required cushion amount included in calculations |
Prorations Preview
Component | What It Shows |
Buyer Credit/Debit | Amount the buyer owes to or receives from the seller |
Tax Bill Status | Indicates whether the current tax bill is out and how it affects the proration |
Closing Date Impact | How the selected closing date affects the proration calculation |
Step-by-Step: Using Previews During Scenario Building
1. Start Building Your Scenario
Enter property details, loan type, and initial terms
The preview panels will begin populating as you add information
2. Monitor the Payment Preview
Watch the total payment update in real time
Compare against your client's stated budget or comfort level
Adjust down payment or loan amount if the payment is too high
3. Review Escrow Calculations
Verify the monthly escrow amount looks accurate
Check the number of months being collected
Note the aggregate adjustment included
⚠️ Important: The escrow preview requires accurate tax and insurance inputs. Double-check these values if the escrow amount seems unexpected.
4. Check Prorations
Review whether the buyer owes money to the seller (or vice versa)
Understand how the current tax bill status affects the calculation
Use this information to prepare your client for closing costs
5. Adjust and Iterate
Make changes to loan terms based on preview feedback
No need to complete the scenario to see the impact of changes
Continue refining until the numbers align with client needs
Real-World Application: Budget Conversations
When a client gives you a firm payment ceiling, use the previews to navigate the conversation:
Client Situation | How to Use Previews |
"I can't exceed $2,200/month" | Watch Payment Preview while adjusting down payment until it falls below their limit |
"What will my escrow be?" | Reference the Escrow Preview to give immediate, accurate answers |
"Will I owe anything at closing for taxes?" | Check Prorations Preview to explain buyer credits or debits |
Finishing Up
1. Confirm All Previews Look Accurate
Verify payment aligns with client expectations
Ensure escrow calculations make sense for the area
Review prorations for any surprises
2. Proceed to Name and Save
Once satisfied with the previews, continue to the final step
Name your scenario and generate the complete results
Quick Reference
Enter Loan Details → Monitor Payment Preview → Review Escrow → Check Prorations → Adjust as Needed → Save Scenario
Tips for Success
Use Payment Preview for budget conversations—give clients instant answers without completing the entire scenario
Verify tax and insurance inputs—the escrow preview is only as accurate as the data you provide
Explain prorations proactively—clients are often surprised by buyer credits or debits at closing, so set expectations early
Iterate before finalizing—make all your adjustments while watching the previews rather than rebuilding scenarios from scratch