The Analysis feature adds a powerful layer of insight on top of your existing Loan Comparison table. Instead of just showing side-by-side rate and payment figures, you can generate detailed analyses that illustrate how different rate and point combinations affect total costs over the life of the loan or across specific time periods. You control exactly which analysis sections your client sees in their portal and on PDFs, so every presentation stays clean, relevant, and tailored to the conversation.
Before You Start
Requirement | Details |
Loan Comparison Table | You must have an active loan comparison with at least two scenarios already built out before the Analysis option becomes available |
Scenario Setup | Each scenario should include the rate, points, and loan program details you want to compare (e.g., 6.5% at 0 points vs. 6.25% at 0.75 points vs. 6.0% at 1.25 points) |
Matching Criteria for Points Analysis | The Points Analysis section only appears when all scenarios share the same property, the same loan program, and the same LTV with different rate and point combinations |
Step-by-Step: Creating a Loan Comparison Analysis
1. Open Your Loan Comparison Table
Navigate to the deal that contains the loan scenarios you want to analyze
Confirm your side-by-side comparison is populated with at least two (up to three) options
2. Click Create Analysis
Locate the Create Analysis button at the top of the loan comparison table
Click it to generate the analysis view
⚠️ Important: The analysis opens in a condensed format by default. You can expand each section individually to review the full data before deciding what to share with your client.
3. Review the Analysis Sections
The analysis generates up to three sections depending on your scenario setup:
Section | What It Shows | When It Appears |
Points Analysis | Compares the cost of buying down the rate with points across your scenarios | Only when all scenarios share the same property, loan program, and LTV |
Cumulative Payment Analysis | Tracks total payments from month one forward, letting you compare costs at any time horizon (e.g., 36 months, 48 months, 60 months) | Always available when two or more scenarios exist |
Total Payment Analysis (Life of Loan) | Shows the total cost of each option over the full loan term, highlighting which scenario saves the most overall | Always available when two or more scenarios exist |
4. Select Which Sections to Include
Toggle the Include Analysis button (it turns yellow when active) for each section you want your client to see
You can include one section, multiple sections, or all of them depending on what supports your conversation
💡 Tip: Less is often more. If your client is focused on long-term savings, including just the Total Payment Analysis keeps the presentation focused and avoids information overload.
Controlling What Your Client Sees
PDF Output
The PDF only includes the analysis sections you have toggled on. If no analysis sections are selected, the PDF shows the standard loan comparison only.
Selection | PDF Will Show |
No analysis sections toggled | Standard loan comparison only |
Points Analysis toggled on | Loan comparison + Points Analysis |
Total Payment Analysis toggled on | Loan comparison + Total Payment Analysis |
Multiple sections toggled on | Loan comparison + all selected analysis sections |
Client Portal View
When you toggle on analysis sections and your client opens the loan comparison in their portal, they will see a highlighted yellow Analysis button
Clicking that button reveals only the sections you chose to share
Clients cannot see sections you have not included, so you stay in full control of the narrative
Finishing Up / Next Steps
1. Confirm Your Selections
Double-check that the Include Analysis indicator is yellow for each section you want visible
The comparison table header will display Includes Analysis to confirm at least one section is active
2. Generate and Preview the PDF
Click the PDF button to generate your client-ready document
Review it to make sure only the intended analysis sections appear alongside the standard comparison
3. Share with Your Client
Send the PDF directly or let your client access the analysis through their portal
Use the data points from the analysis to guide your rate and points conversation
Quick Reference
Build Scenarios → Create Analysis → Review Sections → Toggle Include Analysis (yellow) → Generate PDF / Share via Client Portal
Tips for Success
Match your scenarios for Points Analysis access—all options must share the same property, loan program, and LTV for this section to appear
Use the condensed view for quick checks—expand individual sections only when you need the full detail before presenting
Tailor to the conversation—if a client is comparing short-term costs, lead with Cumulative Payment Analysis; for long-term buyers, Total Payment Analysis tells a stronger story
Preview your PDF before sending—what you see on the PDF is exactly what your client receives, so confirm the right sections are toggled on
Refresh the client portal after changes—if you update your analysis selections, the client portal reflects those changes after a page refresh on their end